Prepare an auto insurance claim for adjuster review
Organize the timeline, photos and documents for an auto claim so an adjuster can review the facts and request the missing evidence.

- Starts with
- A new auto-loss notice arrives or new evidence is added to an open auto claim.
- Who decides
- A licensed or otherwise authorized adjuster evaluates coverage, loss, settlement, and requests for additional evidence.
- Output
- Claim evidence index; Incident chronology; Adjuster review handoff
- Inputs
- Claims management system — The claim identifier, reported loss event, claimant details, current status and prior requests relevant to the auto claim.
- Policy record — Policy and insured-vehicle references needed to identify the record associated with the claim, without determining coverage.
- Submitted photos and documents — Supplied photographs, reports, receipts and correspondence, with their dates and source references preserved.
- Carrier intake checklist — The carrier’s required evidence and intake fields for the specified auto-loss type, used to identify missing or conflicting facts.
An organized auto claim for adjuster review
Organize the timeline, photos and documents for an auto claim so an adjuster can review the facts and request the missing evidence.
Configure and validate this starting point around your sources, permissions, and review responsibilities before implementation.
- 01Agent preparation
Identify the auto-loss event
Extract the incident timeline and identify policy, claimant, and property references.
- 02Agent preparation
Index the supplied evidence
Index supplied photos, reports, receipts, and correspondence with source links.
- 03Agent preparation
Flag missing or conflicting facts
Check the carrier's intake checklist and flag contradictory or missing facts.
- 04Human decision
Review the claim evidence
The authorized adjuster reviews the evidence and approves the next information requests. Coverage and settlement decisions remain with the adjuster.
A licensed or otherwise authorized adjuster evaluates coverage, loss, settlement, and requests for additional evidence.

What the team receives
- Claim evidence index
- A linked inventory of supplied photographs and records, showing what is available and which checklist items remain missing.
- Incident chronology
- The reported sequence of events with source references and unresolved contradictions clearly identified.
- Adjuster review handoff
- A case summary and proposed information requests for the authorized adjuster to review. Coverage, loss and settlement decisions remain with the adjuster.
Scope this workflow around your operation.
An insurer handles auto claims and has an authorized adjuster and carrier-specific intake checklist.
